A recent AP/AOL poll of 1,000 Americans showed increased debt was directly related to increased perceived stress. Among those polled, individuals with the greatest debt exhibited the most physical and psychological health problems linked to their stress levels.
Debt Causes Physical Symptoms
For example, 33 percent of those polled with high debt said they had suffered from high blood pressure, compared with 26 percent of their less-debt-laden peers. Additionally, 51 percent of those with the greatest debt load reported suffering from low back pain and muscle tension. Only 31 percent of their reduced-debt counterparts reported similar symptoms.Debt Leads to Unhealthy Behaviors
When bank accounts run low and personal debt (credit cards, lines of credit, and so on) runs high, Americans trend toward a host of unhealthy behaviors. Excessive use of alcohol, tobacco, and food (overeating) become coping mechanisms for the super-stressed. It's also common for sleeping patterns to be interrupted as levels of stress rise.Debt Produces a Self-Care Freeze-Up
In addition, those under financial strain may perceive that they lack funds for self-care, so they choose not to seek medical help for what appear to be small health issues. Those concerns grow with unrelenting stress (they are often linked to one another) so that a small, easily remedied health problem eventually becomes a significant medical concern.If you are experiencing stress related to being in debt or keeping on budget, follow our Fiscal Fitness Email Series for more tips. You may also want to find someone you know who seems money savvy and get some ideas from them or look online for free resources.